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Briefing: Home equity is declining — but the average borrower still has $295K. Should you open a HELOC now, even if you don’t need the money ASAP?

Strategic angle: Exploring the implications of declining home equity and the potential benefits of a HELOC.

by Editorial Staff|Mar 22, 2026|1 MIN READ|WORLD

Average borrower has $295K in home equity.

Home equity is on the decline.

Considerations for opening a HELOC.